The First Agentic Appraisal Engine

AI-Powered Vehicle Appraisal

Go from images to final invoices in seconds. Spectiv’s AI audits global databases and OEM standards to automate damage detection, repair strategy, and appraisal.

Capabilities

Full-cycle automation

From precise detection to financial finality, Spectiv provides a comprehensive suite of tools designed to automate the lifecycle of vehicle appraisal and recovery.

Visual Inspection
DENT
SCRATCH
Model Confidence
98%
Defects Found
2 Issues

Defect Detection

Identify dents, scratches, cracks, and other defects with pixel-perfect precision using multi-angle analysis.

1840mm
Vehicle History
VIN-492…
Check-in Oct 12 • No Issues
Current State 1 New
Front Bumper + Scratch (3cm)

Condition Tracking

Maintain a digital “source of truth” for every vehicle by automatically comparing current state against historical check-in data.

Audit Engine
Active
01
Labor Rate Cap Max €75.00/hr
02
OEM Parts Only Vehicle Age < 3yrs
03
Flag Deductible Apply > €1000
Compliance
100% Passed

Policy-Driven Auditing

Deploy custom business logic to filter damages and select repair strategies that adhere strictly to your internal billing and maintenance policies.

Ceramic Brake Kit OEM-992-B
€245.00
Found Match

Precise Search

Search and match the correct parts and labor operations from your internal pricing and 3rd party databases for a repair-ready cost detail.

Costs
#EXP-09
Front Bumper Part #8842-A
€642.00
Refinish Labor 2.5 hrs @ $65
€162.50
Paint Supplies Metallic
€85.00
Total €889.50
Generated

Instant Report

Generate an itemized report in seconds, including damage details, part numbers, labor operations, and localized pricing.

New
Auto-Router
Severity Low
Value < €500
Action Fast Track
Approved

Workflow Automation

Streamline the appraisal process with automated routing based on severity and value, without manual handling.

Why Spectiv

The shift from inspection to resolution

We don’t just build software; we architect autonomous appraisal agents that research, calculate, and settle in real-time — transforming raw pixels into finalized payouts instantly.

True End-to-End Finality

Most solutions stop at “detection,” leaving the expensive cost valuation work to human adjusters. Spectiv bridges the gap between image capture and final billing.

Fact-Based Appraisal Logic

Spectiv doesn’t “guess”; it functions as a virtual adjustor. The agent autonomously queries industry databases to match specific part numbers.

Radical Operational Velocity

Collapse turnaround time from hours to minutes. This allows fleets to accelerate vehicle handover and recovery, maximizing uptime.

Audit-Ready Transparency

Eliminate disputes. Every Spectiv report provides a traceable, line-item data trail for every cent calculated, providing trust.

Process

How it works

Five simple steps to automated settlement.

01

Image Ingestion

Simply upload images via our API, mobile, or web interface. The agent instantly auto-verifies lighting, angles, and image quality to ensure a high-fidelity data foundation.

02
Surface Scan
SCRATCH
99.8%

Neural Damage Detection

Our proprietary vision model identifies scratches, dents, and other defects with superior accuracy, leveraging a dataset trained on millions of images.

03
Repair
OEM Specs Matched
Fleet Policy Verified
Repair Approved
Estimate #2049
Total $1,240

Autonomous Strategy Mapping

Our agent acts as a master technician, researching OEM repair manuals and your internal fleet policies to determine the most compliant repair-vs-replace strategy.

04
Pricing Query
€245.00
€85.00/hr

Real-Time Market Valuation

Spectiv autonomously queries 3rd industry databases and your internal price lists to match parts, labor operations, and localized rates for a granular cost breakdown.

05
Final Report
Total Payout
€1,240.50
Invoice Generated

Settlement-Ready Reporting

Generate a customizable, audit-ready appraisal report or repair invoice for immediate billing, insurance submission, or fleet record-keeping.

Simple, transparent pricing

Choose the plan that fits your needs. Scale as you grow.

Basic
Starting from €1 /appraisal

Fast, reliable efficiency powerhouse for daily fleet operations

Best for Speed & Turnover
OEM Repair Guide Lookup
Valuation Basis Market Average Rates
Mobile SDK, API & Web App
Enterprise
Custom

Insurance-grade, fully traceable, compliance-ready costs

Best for Accuracy & Compliance
Internal Policy Integration
Industry / Internal Databases Query
Mobile SDK, API & Web App

Ready to Transform Your Fleet Operations?

Book a personalized consultation and discover how Spectiv’s AI can revolutionize your appraisal workflows and reduce cycle times.